One of the best services available to Members is the dividend-earning Checking Account. There is no minimum balance required to maintain this account, although a minimum balance of $200 will earn the Member dividends. There is no per-item charge with a UPSEFCU Checking Account.

Members may also apply for a UPSEFCU ATM Card.

• A $50 deposit opens a UPSEFCU Checking Account.

• No minimum balance is required to maintain a UPSEFCU Checking Account.

• A minimum balance of $200 or more will earn a dividend.

• Members choosing Direct Deposit will avoid the monthly service fee.

• A $1.50 monthly service fee will be charged to any Checking Account that is not on Direct Deposit.

• There is no per-item charge with a UPSEFCU Checking Account.

• Dividends are calculated on the Monthly Low Balance and paid monthly.

How to Become a Member and Open Your Checking Account - It's Quick and It's Easy.
1. Fill Out Our Member Checking Account Application.
2. Come Into the Office or Order Your Checks from the Brochure.
3. Make Your Initial Deposit of $50.