| Membership | Fee |
|---|---|
| Membership Fee (Non-Refundable) | $5.00 |
| Below Minimum Balance Fee | $5.00 |
| Early Closures of Account (Opened Less than 6 Months) | $10.00 |
| Dormant Account Fee (After 6 Months Inactive) | $10.00 |
| Checking & Overdraft | Fee |
|---|---|
| Share Draft (Per Month) | $4.00 |
| Paper Statement (Per Month, Waived w/ e-Statements) | $2.00 |
| Overdraft Transfer | $2.00 |
| Paid NSF Item* | $35.00 |
| Returned NSF Item* | $35.00 |
| Stop Payment Item* | $35.00 |
| Cancellation of Stop Payments | $15.00 |
| Visa ATM/Debit Card | Fee |
|---|---|
| Card Replacement | $20.00 |
| Card Replacement Rush | $30.00 |
| ATM Transactions - UPSEFCU ATM/CO-OP Network ATM | No Cost |
| ATM Transactions - NON UPSEFCU ATM/NON CO-OP Network ATM** | $4.00 |
| Empty Envelope Deposit | $30.00 |
| Loan | Fee |
|---|---|
| Loan Processing | $25.00 |
| Loan Skip-A-Pay | $35.00 |
| Return Loan Payment | $35.00 |
| Miscellaneous | Fee |
|---|---|
| Cashier's Check (Payable to Third Party) | $5.00 |
| Non-Member Third Party Checking Cashing | $5.00 |
| Check Orders | At Cost |
| Photocopy of Checks | $4.00 |
| Returned NSF Item* | $35.00 |
| Statement Copy (Per Month) | $3.00 |
| Account History/Balance (Per Page) | $3.00 |
| Outgoing Wire Transfer - Domestic/Closures | $30.00 |
| Christmas/Vacation Club Early Withdrawals/Closures | $10.00 |
| Overnight Delivery | UPS Fee + $1 |
| Account Research (Per Hour) | $25.00 |
| Verification of Deposits | $20.00 |
| Levy, Garnishment, or Other Legal Process | $35.00 |
| Immigration Letter | $25.00 |
At any time, fees are subject to change without notice unless required by regulation.
*An NSF fee will be charged per item when there are not enough funds in the account to pay for an item. Items that are included but are not limited to: ACH (Automated Clearing House), Checks, ATM (Automated Teller Machine), Visa Debit Card Transactions, POS (Point of Sale), and other authorized transactions.
**Additional fees may be charged by the operator of NON UPSEFCU ATM/NON CO-OP Network ATM at time of transaction.