What Does UPS Employees Federal Credit Union Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number, income and employment information
  • Account Balances and transaction history
  • Credit History and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons UPS Employees Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does UPS Employees Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes—
to offer our products and services to you.		 Yes No
For joint marketing with other financial companies. Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness.		 No We don't share
For our affiliates to market to you—
to offer insurance and loans.		 No We don't share
For non-affiliates to market to you—
to offer insurance and loans.		 No We don't share


Questions?
Call (800) 287-7332 or go to www.upscreditunion.org


Who we are
Who is providing this notice? UPS Employees Federal Credit Union


What we do
How does UPS Employees Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does UPS Employees Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices apply to all joint account holders on the account.


Definitions
Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies. UPS Employees Federal Credit Union does not share with affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. UPS Employees Federal Credit Union does not share with nonaffiliates so they can market to You.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. UPS Employees Federal Credit Union doesn’t jointly market.