Home Loans

Funding your American Dream begins with a mortgage from UPSEFCU. Whether you are a first-time buyer, upgrading to a new home or refinancing an existing home loan, we provide mortgages with competitive rates that suit your needs. We lend through American Family Funding, a division of direct lender American Pacific Mortgage of Santa Clarita, CA.

  • Choose from conventional mortgages, FHA Loans, Jumbo Loans, USDA Loans, VA/Cal/Vet Loans and First-Time Homebuyers' Loans
  • Refinance to secure a lower, fixed rate or to cash-out the equity you've built up in your home
  • Consider a reverse mortgage if you are 62 years or older and own your home free and clear